![]() Just use Zelle, or plain old hard, cold cash. At this point, I'm not really sure what to do.Īs for others making local transactions? I'd avoid PayPal entirely, even though Facebook themselves recommend it. I filed a police report shortly after I was hit by the chargeback, but didn't pursue it aggressively because it was still in dispute. After several fruitless phone calls and chats, a month later, this morning I'm told that the money has been removed from my PayPal account because I didn't provide proof of shipment. I upload exactly what happened, along with chats and texts we sent, along with the video I took of the transaction. 3 days later, the transaction is in dispute because he filed a chargeback, and I can't access the money. I'm now extremely nervous, and I contact PayPal repeatedly, asking them what I should be doing to make sure that my money is safe, and they never give me a proper response. Immediately afterwards, as I try to confirm the sale with him via Facebook Marketplace, I see that he's blocked me. I give him the product, and have him give me a call to make sure he's the same person I was talking to on FB marketplace. I know I should've insisted he put one on, but I was honestly relieved, because if he was trying to steal from me or pull a scam, he'd be wearing a mask, right? Perfect way to hide your identity, and I'm recording the entire transaction. I'm taking proper COVID precautions, wearing a mask and using sanitizer, but he's not wearing a mask. I meet up with the guy at the agreed time and place. I chose to record the entire transaction so I'd have proof of delivery if he tried anything with PayPal, and I had seller protection from PayPal to protect me. I also definitely had the money in my account, and it wasn't some sort of fake PayPal e-mail scam. So as uncomfortable with the transaction as I was, I decided to go through with it because I didn't want to be out $60. The problem is, with PayPal's recent changes, if you want to refund a customer a Goods and Services transaction, you have to pay the 2.9% cut that PayPal takes. I wasn't really comfortable continuing with the transaction, and would've cancelled and refunded him. I was suspicious, so I did some investigating, and see that someone had called him a "scammer." I asked him about this, but he fed me some story about a buyer being unhappy with the a sale because of the payment method, which was likely a false story. He also had his address included, which is where my screw up apparently started, but I didn't realize at the time. ![]() He then sent payment immediately, with a random emoji in the description. We agreed on a meetup place and time (a public place). I let him know this, and he was fine with that. ![]() I initially said I would accept F&F, but after reading the ToS and reading about chargeback scams, I figured I'd be safe and go with Goods and Services. I had someone message me about it, asking if he could pay via PayPal F&F and asked for my e-mail address. I listed an expensive item on Facebook Marketplace for about $2000. I thought I was safe, but of course I apparently screwed up. Normally if I'm not sure of a certain payment method, I just look it up and see if there are any prior stories. I consider myself a fairly scam aware guy. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |